Get answers to common questions about business loans in Australia.
We offer a variety of business loan options including term loans, lines of credit, equipment financing, and working capital loans. Each option is designed to meet different business needs, whether you're looking to expand, purchase equipment, or manage cash flow.
Most applications are reviewed within hours, not days. Once approved, you can receive your funds in as little as 24 hours. We understand that timing is critical for business opportunities, which is why we've streamlined our approval process.
Generally, your business should be operating for at least 6 months and generating consistent revenue. We look at your overall business health, not just credit scores. Even if you have less than perfect credit or existing loans, you may still qualify.
No. We believe in complete transparency. All fees, rates, and terms are clearly outlined before you accept any offer. There are no surprise charges or hidden costs. What you see is what you get.
No, checking your eligibility and comparing loan options will not impact your credit score. We use a soft credit check during the initial application process. A hard credit inquiry only occurs if you decide to proceed with a specific loan offer.
Our business loans can be used for a wide range of purposes including inventory purchase, equipment upgrades, hiring staff, marketing campaigns, expansion projects, or managing seasonal cash flow. We're here to support your business growth, whatever form that takes.